Frequently Asked Questions

Archive 2025-2026

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Enrollment

Open Enrollment Periods

Annual Enrollment Period: 07/15/2025 - 08/15/2025

Insurance Coverage Period: 09/01/2025 - 08/31/2026

You must re-enroll your dependents during the open enrollment period every year.

 

Seasonal enrollment periods for incoming students only:

Spring/Summer Enrollment Period: 12/15/2025 - 01/15/2026

Insurance Coverage Period: 02/01/2026 - 08/31/2026

 

Summer Enrollment Period: 05/15/2026 - 06/15/2026

Insurance Coverage Period: 06/01/2026 - 08/31/2026

Who is Eligible to Enroll in the Student Health Insurance Plan (MIT SHIP)?

Open Enrollment

Qualifying Events: Making changes to your MIT SHIP coverage

Learn how to make changes to your coverage or enroll family members outside of Open Enrollment

Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt out of coverage during the following Waiver Periods:

Annual waiver period: 07/15/2025 - 08/15/2025

During the Annual waiver period, all MIT SHIP members can make changes to their insurance, including adding family members. If you are student who wants to opt out of MIT SHIP coverage, you must submit a waiver during this period.

Seasonal waiver periods for incoming students only:

Spring/Summer: 12/15/2025 - 01/15/2026

Summer: 05/15/2026 - 06/15/2026

During this period, all MIT SHIP members can make changes to their insurance, including adding family members. If you are student who wants to opt out of MIT SHIP coverage, you must submit a waiver during this period. In order to be eligible for a waiver, your alternate plan must meet the requirements below:

  1. Plan must be ACA-Compliant Plan must include the Minimum Essential Health benefits.
  2. Must provide coverage in the Massachusetts area.
  3. Must comply with 956 CMR 8.05

 
   Waiver Minimum Essential Health Benefits:

  1. Ambulatory patient services
  2. Emergency services
  3. Hospitalization (such as surgery)
  4. Pregnancy, maternity, and newborn care (care for a mother and baby before and after the baby is born)
  5. Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy
  6. Prescription drugs
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services
  9. Preventive and wellness services and chronic disease management

Dental and Vision Plans

MIT Student Dental Plan

Available to all MIT students enrolled in a degree-granting program. Students are not automatically enrolled in the dental plan.

MIT Student Vision Plan

Available to all MIT students enrolled in a degree-granting program. Students are not automatically enrolled in the vision plan.

Affiliates

Who is Eligible to Enroll in the Student Health Insurance Plan (MIT SHIP)?

Benefits

Cost Sheets

Open Enrollment Periods

Annual - 07/15/2025 - 08/30/2025

Open Enrollment

Qualifying Events: Making changes to your MIT SHIP coverage

Learn how to make changes to your coverage or enroll family members outside of Open Enrollment

Regulatory Notices

Claims

Contact

Enrollment Information

Academic HealthPlans, Inc.
PO Box 1605
Colleyville, TX  76034

Benefits/Claims

Blue Cross Blue Shield of Massachusetts
1 (800) 782-3675
Member Services
1 (888) 247-2583
24/7 Nurse Care Line
1 (800) 782-3675
Dental Member Services

988 Suicide & Crisis Lifeline

Hours: Available 24 hours
Languages: English, Spanish
988
Dial 988 from any phone to be immediately connected