The MIT Student Dental Plan is offered through Blue Cross Blue Shield of Massachusetts (BCBSMA) and is separate from the MIT Student Health Insurance Plan (MIT SHIP). You are not automatically enrolled in the dental plan.
Annual - 07/15/2024 - 08/15/2024
Seasonal enrollment periods for incoming students only:
Spring - 12/15/2024 - 01/15/2025
Summer - 05/15/2025 - 06/15/2025
If you are a student enrolled in a degree-granting program at MIT, you can enroll in the dental plan. If you enroll in the plan, you may also add your family members — spouse/partner and dependent child(ren).
The dental plan offers full coverage for routine diagnostic and preventative dental services once every six months, including emergency exams and periodic X-rays. It pays for 80 percent of other dental services, such as fillings (composite or silver) and root canal procedures — up to $1,500 per year — after a $50 deductible. The dental plan does not cover braces, orthodontics, or cosmetic procedures such as teeth whitening.
All premiums are billed to the student’s MITPay account. Premiums are split into two charges, one charge for Fall, and another charge for Spring/Summer.
Blue Cross Blue Shield of Massachusetts
Dental Provider Services
1 (800) 882-1178
In accordance with the MIT and MIT-GSU collective bargaining agreement (CBA), eligible enrolled graduate students now receive an 83.8% subsidy for the MIT Student Dental Insurance Plan. If you are eligible, the subsidy will be applied to your MIT student account after you enroll.
How do I know if I’m eligible for the dental plan subsidy? If eligible, when and how will I receive my reimbursement?
To determine if you are eligible for the subsidy, see this webpage. If you have questions about your eligibility, send an email to [email protected]. AHP cannot answer questions about dental subsidies.
Note: When you enroll in the dental plan, you will see the full cost of coverage in AHP, even if you are eligible for the subsidy. If you qualify for the subsidy, you will see the cost difference in your MITPay account after you enroll.
The MIT Student Vision Plan is available to all MIT students enrolled in a degree-granting program. The vision plan is offered through EyeMed and is separate from the MIT Student Health Insurance Plan (MIT SHIP). Students are not automatically enrolled in the plan.
Annual - 07/15/2024 - 08/15/2024
Seasonal enrollment periods for incoming students only:
Spring - 12/15/2024 - 01/15/2025
Summer - 05/15/2025 - 06/15/2025
If you are a student enrolled in a degree-granting program at MIT, you can enroll in the vision plan.
Only students are eligible for the MIT Student Insurance Vision Plan. Coverage is NOT offered for spouses, domestic partners, or children/dependents.
All premiums are billed to the student’s MITPay account. Premiums are billed in a single lump sum.
The plan offers eyeglasses and contact lenses at significantly lower costs than retail. For complete coverage details, visit the Summary of Benefits.
Only students are eligible for the MIT Student Vision Plan. Coverage is NOT offered for spouses, domestic partners, or children/dependents.
All premiums are billed to the student’s MITPay account. Premiums are billed in a single lump sum.