Exención

Si no desea el Plan de Seguro Médico Estudiantil, debe rechazar o darse de baja de la cobertura presentando unaexención. Solo podrá optar por no tener cobertura durante los siguientes períodos de exención:

Durante el período de exención anual, todos los miembros de MIT SHIP pueden modificar su seguro, incluyendo la inclusión de familiares. Si eres estudiante y deseas renunciar a la cobertura de MIT SHIP, debes presentar una solicitud de exención durante este período.

A

Períodos de exención estacionales solo para estudiantes de nuevo ingreso:

A

During this period, all MIT SHIP members can make changes to their insurance, including adding family members. If you are student who wants to opt out of MIT SHIP coverage, you must submit a waiver during this period. In order to be eligible for a waiver, your alternate plan must meet the requirements below:

1. Plan must be ACA-Compliant Plan must include the Minimum Essential Health benefits.
2. Must provide coverage in the Massachusetts area.
3. Must comply with 956 CMR 8.05

 
   Waiver Minimum Essential Health Benefits:

1. Ambulatory patient services
2. Emergency services
3. Hospitalization (such as surgery)
4. Pregnancy, maternity, and newborn care (care for a mother and baby before and after the baby is born)
5. Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy
6. Prescription drugs
7. Rehabilitative and habilitative services and devices
8. Laboratory services
9. Preventive and wellness services and chronic disease management